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Submit Application
Document Verification
Bank Offer Selection
Loan Approval
Disbursement
Any salaried or self-employed individual aged 21–60 with a stable income source can apply. Eligibility depends on income, credit score and repayment capacity.
Typically PAN, Aadhaar, address proof, last 3 months' bank statements, salary slips (salaried) or ITR & business proof (self-employed).
With complete documents, approvals are typically processed within 24 hours and disbursed shortly after bank verification.
No. We follow a fully transparent process — all applicable processing fees and interest rates are disclosed upfront before you sign.
It varies by lender and loan type, but generally a minimum monthly income of ₹25,000 for salaried applicants is preferred.