Overdraft, cash credit and short-term working capital facilities that bridge the gap between payables and receivables so day-to-day operations never stall.
The limit sits ready; interest is charged on the drawn balance, not the sanction.
Pay suppliers and salaries on time while customer payments are still in transit.
Limits are reviewed as turnover grows instead of being refinanced from scratch.
Against stock and book debts, property, or purely on banking turnover for smaller limits.
Tell us the details below and an advisor calls you back within 24 working hours with the lenders you qualify for.
Amount, tenure and income profile — through the form or a phone call, whichever suits you.
We match your profile against 25+ lender scorecards and tell you where you actually qualify.
Checklist, collection and submission handled for you. You sign; we chase the file.
Sanction terms reviewed with you line by line, then disbursal to your account.
A cash credit limit is drawn against stock and receivables and reviewed yearly; an overdraft usually sits against property or deposits. In both, interest applies only to the used balance.
Up to roughly ₹50 Lakhs some lenders work on GST turnover and banking conduct alone. Larger limits need stock, book debts or property as security.
Begin 3 - 4 weeks before expiry. Audited financials and a fresh stock statement are what usually hold renewals up.
Up to ₹20 Lakhs. Quick approvals for salaried & self-employed.
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Know MoreGeneral, life and health cover arranged alongside your loan.
Know MoreCards matched to your profile, with the limit you actually need.
Know MoreOne call, no obligation — we will tell you what you qualify for and what it will actually cost.
