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Top 10 Home Loan Mistakes To Avoid
Borrowing to the maximum, chasing the lowest headline rate, ignoring the fine print on prepayment — the ten…
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Most home loan delays are self-inflicted. The seven things to have ready before you apply, and the two that stall files for weeks.
Borrowing to the maximum, chasing the lowest headline rate, ignoring the fine print on prepayment — the ten…
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A personal loan is the quickest to approve — 24 to 72 hours — because nothing is pledged and the assessment is on your income and score alone. A gold loan is easier still if you have the security, since the metal is valued the same day.
700 is the usual floor for unsecured lending and 750+ gets you the advertised rate. Secured loans are more forgiving because the asset carries the risk, so a 650 file can still be placed against property.
PAN, Aadhaar, three months of salary slips or two years of ITR, six months of bank statements, and address proof. Secured loans add the property or asset papers on top of that.
A personal loan can disburse in 24 to 72 hours. Home loans and loans against property take two to four weeks, because the property needs valuation and a legal check on the title. Most delays are incomplete paperwork, not slow banks.
Yes — send your details through any form on this site and an advisor calls you back within 24 working hours. Nothing is filed with a lender until you have seen the terms and agreed to them.
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